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Proposal · Draft This is a private preview for Ontario Mortgage Expert. Nothing is live or public until you approve it.
Alex Applegate
Alex Applegate Mortgage Agent · BRX Mortgage, Lic. #13463
Buying your first home? · Oakville

Know what you can afford before you fall for a house

A pre-approval tells you your real price range, holds your rate while you shop, and makes your offer credible the moment you find the place. Alex compares 50+ lenders and walks first-time buyers through it in plain language.

Where most first-time buyers start wrong

House-hunting before you’re pre-approved costs you time and leverage

A pre-approval is not a formality. It tells you your actual budget and protects your rate while you look.

  • 01

    Get pre-approved first

    Alex reviews your income, down payment and credit picture, then confirms a realistic price range and holds your rate for a defined window.

  • 02

    Compare across 50+ lenders

    One application, dozens of lenders shopped, not a single bank’s own product shelf.

  • 03

    Offer with confidence

    A pre-approval in hand means your offer is taken seriously, and there are no financing surprises later in the deal.

Alex Applegate

Licensed with BRX Mortgage, Lic. #13463. Alex compares options across 50+ lenders, at no cost to talk and no obligation.

Before you book: good to know
How much does a pre-approval cost? Nothing. A pre-approval is a free review of your income, down payment and credit to confirm what you can realistically afford, with your rate held for a defined window.
How long is a pre-approval valid for? A pre-approval commonly holds a rate for up to 120 days, confirmed directly with Alex and the lender at the time it’s issued.
Do I need perfect credit to get pre-approved? No. Alex reviews your full picture, income and credit together, and works with lenders who assess self-employed and non-traditional situations too.

Alex Applegate is licensed with BRX Mortgage (Lic. #13463). Rates, terms and program eligibility are not guaranteed by this page and are confirmed directly with Alex and the lender at time of application. Nothing here is financial or legal advice.

Alex Applegate · Mortgage Agent Call Start your pre-approval
First-time buyers · Oakville

Reserve your spot, then pick a time

Leave your details and we will hold your spot, then you go straight to Ontario Mortgage Expert's booking page to choose the time that suits you.

  • Licensed with BRX Mortgage
  • 50+ lenders compared
  • Free pre-approval, held rate while you shop

Prefer to talk? Call 647-980-5399.

Hold my spot

Leaving your details holds the spot. You then choose a time on Ontario Mortgage Expert's online booking page.